What is the Difference Between Crossed and Uncrossed Postal Order?

The main difference between crossed and uncrossed postal orders lies in their security features and how they can be cashed or used. Here are the key differences:

Crossed Postal Order:

• Can only be paid into the recipient's bank account, savings account, or used to pay bills at a Post Office branch.
• Features two straight, vertical lines passing through it, just off center.
• More secure than uncrossed orders, as it can only be cashed by the intended recipient.

Uncrossed Postal Order:

• Can be redeemed for cash at any Post Office branch or used to buy something online or by mail order.
• Does not have the two straight, vertical lines passing through it.
• Less secure than crossed orders, as anyone who has possession of the uncrossed postal order can cash it.

In both cases, the recipient's name is required on the postal order, regardless of whether it is crossed or uncrossed. If you want a postal order to be crossed, you can request it at the time of purchase, and the branch will arrange it for you.

Comparative Table: Crossed vs Uncrossed Postal Order

The main difference between crossed and uncrossed postal orders lies in their security and usage. Here is a table comparing the two:

Crossed postal orders are more secure because they can only be deposited into the recipient's bank account, ensuring that only the intended recipient can claim the money. On the other hand, uncrossed postal orders can be cashed at any post office or used as cash, making them less secure as anyone can claim the money if it gets lost in transit.